Fused public-data flood scoring for government, lenders & insurers

Property flood risk & FEMA determination

Enter any US address. Returns the regulatory FEMA flood-zone determination plus a graduated 0–100 flood-risk score fused from FEMA, USGS, NOAA and USACE public data.

Portfolio flood screening

Paste addresses (one per line) or upload a CSV. Every property gets a FEMA determination (SFHA yes/no — the mandatory-purchase trigger) and a graduated score. Export the scored table as CSV.

Portfolio summary appears here after scoring — count by risk band and share in a Special Flood Hazard Area.

National flood-hazard map

FEMA National Flood Hazard Layer over the whole US. Click any point to score it.

1% (100-yr) SFHA Coastal V/VE 0.2% (500-yr)
The basemap and the FEMA flood-zone overlay load from the live internet, so this map is blank in an offline preview — open the deployed URL in a browser to see tiles.

Data sources

Every layer is authoritative, free US public data. This prototype queries them live.

LayerSourceWhat it providesCostCadence
Score weights are a sound default and are not yet validated against FEMA Risk Rating 2.0, First Street, or actuarial loss experience — flagged for validation before any authoritative use. USGS legacy water APIs are being retired (Spring 2026); this build targets the modern api.waterdata.usgs.gov OGC API for real-time gage data.